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Category Archive for: ‘FAQ’

The Adlaw Report

The Adlaw Report ® – Single Family or Strata? The thought of buying a detached single family home in Greater Vancouver (does not include Surrey, Langley, White Rock, or North Delta) is a dream for many people, especially new home buyers. The values seem exorbitant and irrational. Strata living seems more practical, seeing how the entry prices are much more …

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Bank Mortgage Penalty Calculators

Mortgage Penalty Calculator

Banks are now mandated by law to provide easy to use mortgage penalty calculators.  Mortgage brokers have been pushing for this for years and we are very happy to see this come to fruition for our clients! Here is a list of calculators available to you online.  If you have more questions please feel free to contact me.

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The Home Buyers Plan (HBP)

Rrsp Pic

There are many programs available for first time home buyers out there. This one in particular focuses on using your RRSP’s as all or part of your down payment. The Home Buyers Plan (HBP) is a program for first-time home buyers that allows you to withdraw funds from your RRSPs to buy or build a home. You can withdraw up …

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Your credit score

I get asked this question a lot: If you check my credit bureau does it affect my credit score? Short answer, maybe. Your credit score, or sometimes known as your “beacon”, can be affected by many things. Your credit score is created with a complicated, long-winded formula that isn’t shared by those who create it. This naturally leads to confusion …

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