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Category Archive for: ‘Rates’

November Newsletter

Mortgage Newsletter

November! Wow, it is already November!  Amazing how fast the time has gone this year with Christmas just around the corner.  I hope all of you are doing well.  My family has had a new addition since I last sent out a newsletter.  Lukas Mark was born at the beginning of September and has been keeping my wife and I …

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Spring Update & Free Money!

Mortgage Newsletter

Spring Update OK, so I am not exactly just handing out cash here but I certainly have your attention right?  Read on for details on how you can put more money in your pocket but first a few words on what is going on in the mortgage world of late. The real estate market has been picking up a little …

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Happy New Year!

Testimonials 2

I hope everyone had a great Christmas and New Year!  We were very busy over the holidays seeing lots of family, enjoying the little bit of white stuff we saw and playing with all the new toys we got for Christmas!  We are now back in the swing of things and excited for 2013 and all the great things to …

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Fall Newsletter

Testimonials 2

Check out the fall newsletter here!  An update on what is happening in the Canadian mortgage industry.   Mark Delleman (604) 889-0050

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More than just rate!

A mortgage is more than just rate!

As I am sure you have seen there has been a lot of talk the past month about “rate”. Major banks have been advertising all time low rates and completing against each other very aggressively. Rate is certainly an important aspect of a mortgage and can directly influence the cost of the mortgage to you. It is also the easiest …

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February Mortgage Newsletter

Mortgage Newsletter

Here is this months mortgage newsletter. With all the interest rate talk lately there is an article going over what a good rate actually is. I have also included an article going over a home buying budget plan. Perfect for all those first time home buyers out there looking to get into the market. Please let me know if you …

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Prime rate update

Today the Bank of Canada met and as expected has not raised the prime rate. They also do not see it being moved up for a considerable amount of time in the future. This is great news for people who are in variable rate mortgages as well as those looking at getting into one! If you have any questions regarding …

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Variable rate discounts

Over the past couple days a couple of the big banks (TD and RBC) have started to increase the discount they have on their variable rate mortgages. They are claiming that with how deep their current discounts are they are not profitable anymore for them. This is also in addition to the fact that none of the big 6 banks …

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BoC Qualifying Rate is going up

The Bank of Canada has raised their qualifying rate to 5.54% effective today. This will make things a little harder for people to get into an insured 1-4 year fixed mortgage or a variable mortgage product. Anyone who is on a 5 year fixed mortgage qualifies on the actual 5 year rate given by their lender but when taking an …

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Fixed mortgage rates going up

Many lenders are moving fixed mortgage rates up by the end of the day. This is happening to account for the rise in the bond market recently. If you are looking for a mortgage in the near future contact me today so I can get a rate held for you up to 120 days.

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