The Blog

Market Commentary – 12/18/12

Market Commentary from First National

Here is the latest market commentary provided by First National Financial LP. Markets appear generally optimistic to the start of the week. There has been news of some progress in negotiations to avoid the fiscal cliff in the United State, Bond yields are up about 3 bps. Sales of existing homes fell 1.7% in Canada last month, compared to October. …

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Market Commentary – 12/06/12

Market Commentary from First National

Here is the latest market commentary provided by First National Financial LP. Canada’s housing market is showing great staying power in the face of the global economic slowdown and concerted federal efforts to cool it off. The real estate firm RE/MAX and the Canada Mortgage and Housing Corporation have both issued reports indicating this year will end almost on par …

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Market Commentary – 11/21/12

Market Commentary from First National

Here is the latest market commentary provided by First National Financial LP.   November is Financial Literacy Month and, so far, it has seen the release of two, seemingly, contradictory reports about Canadian debt.   Earlier this month, the Royal Bank reported growth in consumer debt fell 0.7% in the third quarter compared to a year ago (to 5.6% from …

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Fall Newsletter

Testimonials 2

Check out the fall newsletter here!  An update on what is happening in the Canadian mortgage industry.   Mark Delleman (604) 889-0050

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Summer Newsletter

Biglendersmalllender

Check out the summer newsletter here!   Mark Delleman (604) 889-0050

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Mortgage Rules Changing – Will this effect you?

Mortgage Rule Book

The Federal Government announced this morning four new clampdowns on insured mortgages that will quickly come into effect on Monday, July 9th, 2012. Here are the changes announced: The first two will effect the majority of people. Lower amortizations will mean higher payments and a greater amount of income needed to qualify for a mortgage. The second will limit the …

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April Mortgage Newsletter

Mortgage Newsletter

Aprils newsletter is now available! If there is anything you would like to see in future editions please let me know. Check it out here.

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Property Transfer Tax Explained

Property Transfer Tax Explained

I always get a lot of questions about the property transfer tax in BC. Here is an explanation on how it works and what type of exception there is for first time home buyers! Property transfer tax is a registration tax which is payable each time an application to register a transfer of land or an interest in land is …

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March Mortgage Newsletter

Mortgage Newsletter

Here is March’s mortgage newsletter. If you like a copy delivered to your email every month please sign up here! Mortgages That Don’t Suck March Newsletter – http://eepurl.com/kmPsv

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More than just rate!

A mortgage is more than just rate!

As I am sure you have seen there has been a lot of talk the past month about “rate”. Major banks have been advertising all time low rates and completing against each other very aggressively. Rate is certainly an important aspect of a mortgage and can directly influence the cost of the mortgage to you. It is also the easiest …

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