The Blog

Prime rate update

Today the Bank of Canada met and as expected has not raised the prime rate. They also do not see it being moved up for a considerable amount of time in the future. This is great news for people who are in variable rate mortgages as well as those looking at getting into one! If you have any questions regarding …

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September Mortgage Newsletter

Hey everyone! My mortgage newsletter for September is out. Check it out here.

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Variable rate discounts

Over the past couple days a couple of the big banks (TD and RBC) have started to increase the discount they have on their variable rate mortgages. They are claiming that with how deep their current discounts are they are not profitable anymore for them. This is also in addition to the fact that none of the big 6 banks …

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What should be but isn’t…

According to recent bond yields fixed mortgage rates should be down almost .5%. But are they? Yet another reason you shouldn’t trust “the bank”. The only thing they care about is the money lining their pockets. Connect with a broker where you will not only always get the best rate but you will have someone on your side all the …

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A day made of glass…

Very cool video of what the future may hold!

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August Newsletter

Hey everyone, just a quick post letting you know my August newsletter is out and can be seen here. Hope everyone is enjoying their summer so far!

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Tech: DropBox

Today I wanted to write something up about a great tool I use everyday. It is a cloud based storage product called DropBox. DropBox stores your files on a remote server which enables you to use them wherever you are. I use my PC, Mac, iPhone and iPad to use these files and edit them where ever I need them. …

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Video: “What happens after practice”

This is the attitude I start every day with. I never stop learning and motivating myself to be the best at what I do. Just please don’t ask me to do the happy dance as I am a horrible dancer! (-;

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August 2nd

Not only is this my birthday, but this will be the deadline for the USA to get their act together! If they do not agree on a plan before August 2nd they will default on their debt. This could lead to another recession and the collapse of any progress their economy has made in the last few years. The Democratic …

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Your credit score

I get asked this question a lot: If you check my credit bureau does it affect my credit score? Short answer, maybe. Your credit score, or sometimes known as your “beacon”, can be affected by many things. Your credit score is created with a complicated, long-winded formula that isn’t shared by those who create it. This naturally leads to confusion …

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I use technology, experience, dedication, continued training, and education to provide you with the best answers and solutions to your mortgage financing needs.